Prism IEFC
(Investment Education & Fund Consulting)
Provides governance-focused investment support across the retirement fund value chain. Our services are designed to assist Boards of Trustees, Management Committees (MANCOs), employers, and other retirement fund stakeholders in fulfilling their fiduciary and oversight responsibilities with confidence and clarity.
We Provide:
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Independent investment research and insight
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Investment policy and framework alignment
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Trustee and MANCO governance support
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Retirement outcome and investment analysis
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Member investment education initiatives
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Retirement planning support and facilitated access to financial advice where appropriate
Our solutions are structured to complement existing service providers while strengthening governance frameworks, supporting responsible investing practices, and improving member engagement and understanding.
IEFC Retirement Calculator
The IEFC Retirement Calculator is a member-focused planning and engagement tool designed to help users better understand their retirement readiness and long-term financial outcomes.
Key Capabilities
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Scenario testing for different retirement strategies
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Behavioural impact modelling
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Contribution and retirement age analysis
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Long-term retirement outcome forecasting
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Improved member engagement and financial awareness
The calculator enables both members and Trustees to better understand how financial decisions today can influence retirement outcomes tomorrow and supports more informed retirement planning and governance discussions.
Who We Serve
Prism IEFC works with:
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Boards of Trustees
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Management Committees (MANCOs)
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Participating Employers
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Retirement Funds and Umbrella Funds
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Fund Members in both accumulation and retirement phases
We work collaboratively alongside appointed service providers to support effective governance structures, responsible investment oversight, and member-focused retirement solutions.
Our Approach
Prism IEFC operates within the regulatory framework of the Financial Sector Conduct Authority (FSCA) as an authorised Financial Services Provider
(FSP No. 55786).
Our services and governance philosophy align with:
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The Pension Funds Act
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Regulation 28
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Default Regulations
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Treating Customers Fairly (TCF) Principles
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The Code for Responsible Investing in South Africa (CRISA 2)
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Environmental, Social and Governance (ESG) considerations relevant to retirement fund investing
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Protection of Personal Information Act (POPIA) requirements
Prism IEFC recognises the importance of responsible investing, sustainability considerations, and long-term value creation in supporting positive retirement outcomes.
Our approach is independent, governance-focused, and outcomes-driven, delivering investment insight, governance support, and member education where it adds the greatest value.
As the South African regulatory environment evolves, Prism IEFC continues to monitor developments such as the proposed Conduct of Financial Institutions (COFI) framework and will adapt its governance and service practices accordingly once enacted.
Why Partner With Prism IEFC?
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Independent and objective investment insight
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Strong retirement fund governance expertise
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Enhanced Trustee and MANCO support
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Improved regulatory alignment and oversight
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Responsible investing and governance-focused thinking
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Better member engagement and investment education
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Practical tools that support long-term retirement outcomes
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Commitment to sustainable and member-centric retirement solutions
At Prism IEFC, we believe that informed governance, responsible investment oversight, and empowered members lead to stronger retirement outcomes.